Request For Auto Search & Quotation

Request For Quotation
ALL MAKES WHOLESALE VEHICLE LOCATING & PRICING SERVICE

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Used car leasing with no down payment is the most economical method of providing your personal or business vehicles, but leasing is not automatically good for everyone and not all used vehicles are good to lease. Autos at auction are the best price, but not all auction vehicles are in good condition. Based on the information you enter here, our staff will develop and present a written quotation of the lowest cost to obtain the vehicle, lowest monthly cost, minimize maintenance, eliminate repair costs, and most important - plan a no cost exit from the vehicle when you want to trade.

          New cars become used cars and lose huge value the instant they are titled to the first owner. The recession created a surplus of high-grade, low-priced used cars at the wholesale auto auctions. Manheim claims their auctions run about 720,000 fresh-priced vehicles each month.

          The US Motor Club offers to find the vehicle you describe here, get the auction-certified inspection report and guaranty, then quote our unique no-down-payment used car lease-to-own program to you. Cash purchase contracts and simple interest financing are also available.

          Upside down in your vehicle? Check out our "write-down" programs that free members of any current captive lease obligation without a cost, loss, or future liability.

          US Motor memberships are free to qualified US citizens during the beta period (v7.7). Here's your opportunity to deal directly with the lenders, get your vehicles directly from the auctions, avoid the dealerships, car salesmen, managers, their costs, errors and hassle. Please or to submit a request.

1. Choose the acceptible years, models & styles
We offer leases on 2007-2013 auto's with a minimum of $12k capitalized cost (purchase price). Total mileage cannot exceed 100,000.0 by the end of the lease (odometer now + (your annual mileage x term) < 100000). 2007 or 2008 vehicles have the lowest payments. 2009 and 2010 are the most available. High-line 2007 or 2008 automobiles have proportionately lower payments, higher use value, and are easiest to dispose of when you want to trade up. Select up to five makes/models you would accept if the price is right. Please or now.
1st Choice:	to ^*
2nd Choice:	to
3rd Choice:	to
4th Choice:	to
5th Choice:	to

2. Choose equipment & options

Body style, roof type, engine, transmission, and drive train type are usually dictated by your model choice. If not, please enter your choices below. Enter desirable equipment & options. Separate by commas. Indicate which equipment is mandatory for your acceptance. Indicate if equipment is specific to only one model above. Please or now.

3. Choose colors
The original factory colors for each model year can be seen at Cars.com Research. Please indicate at least one color preference: Please or now.
I'll take any color except:
And/Or, 1st Choice Exterior:	*	Interior: *
2nd Choice Exterior:		Interior:
3rd Choice Exterior:		Interior:
Preferred Interior Type: Any Leather Cloth Vinyl

4. Personal preferences

You are an individual with personal driving needs. Your automotive needs will change over time. Having the flexibility to trade when needed is the key to lower costs, security, comfort, and convenience. The answers to these questions help the US Motor Club analysts propose a perfect driving plan for you. Please or now.

I intend to ^* this vehicle. I want it . ^*

It will be registered in ^*zip code at %^* sales tax rate.

Even though we will obtain below wholesale prices for you, the days of full financing without a down payment are gone forever. Banks are lending about 90% of Kelly Blue Book Trade In Value (wholesale) to well qualified buyers. Lenders are limiting the advance on new Chrysler products to 70% of factory invoice. Members with weaker credit will probably be required to put more money down. All taxes and local fees must be paid on delivery in addition to the down payment. If I end up financing, I will place up to $ as a down payment.

In most circumstances, our new and used car leases do not require a down payment from well qualified members. Tax is charged by the month so there is no up front outlay for sales tax either. We advance significantly more money on lease contracts. Many members are over-capitalizing their leases to receive an amount of money back when they take delivery during these difficult times. Cash back can be used to solve other financial problems or even make some of the monthly lease payments. The monthly payment is increased slightly, but our low prices and fair lease amortization structure remains very attractive to take-over-lease drivers in the future. If I lease, I want cash back in the amount of $ if available.
It is financially unwise to make a down payment on a lease car, or any depreciating asset for that matter, but you may be required to put money down if; A) you have trade inequity which causes the capitalized lease cost to be more than the maximum advance amount of the lease vehicle, B) the price of the leased vehicle is more than the maximum advance, or C) you have a bad credit rating and want to be placed in the Amazon program. Amazon may require as much as 30% down for D & F-credit tier members. Also, you may want to place a down payment so the monthly payments are lower or another personal reason. If I lease, I will place a down payment of $ .

Leases are an "annuity-due", therefore the monthly payments are due in advance of the month of use. Other charges including a security deposit, or local tag fee may also be due at the time of delivery. I will pay roll in the initial lease amount due on delivery.

I plan to keep this vehicle .^* I drive about ^*miles per year.

5. Member profile

We have leases available for every credit grade tier. Platinum and Gold tier members will enjoy the lowest actual rates in America. D & F credit tier clients will be required to place a substantial down payment. If you don't have a substantial down payment, we will present lucrative opportunities to earn one in a short amount of time. Be 100% honest and accurate in presenting yourself.

If leasing is not available in your area, we will present a simple-interest finance plan that can be used to simulate a lease until actual leases are available to you. This sector is not an application for a loan or lease. No information is submitted to our finance department or bank. This information is only used to determine which lines of credit to use for your quotations. We will use and/or to contact you. The quotation will be based on a credit grade, which you entered into you membership profile. You can your profile with updated, current information. You will be returned here. Please or now.

This will be my first car on credit

I have had a bankruptcy which was discharged: ago

I have had a mortgage foreclosure

I have had a charge off

I have had an auto repossession

I have had excessive late charges

I have other derogatory credit history. Explain:

Remember auto lease lenders use the credit rating of the lower of two adult applicants. They use joint income compared to all monthly expenses for both people to calculate debt-to-income ratio's. To the good, an individual can list relatives in their household, or at college, as drivers on their application. Your US Motor Club senior analyst will help you. Simply enter the information as you know it.

Have a cosigner w/auto credit of:
A+ Platinum A Gold B Silver C Bronze¹ Little² None² D Awful³ F Horrible³

¹ Probably requires down payment, and/or High-tier co-signer, and/or Strong personal financial statement.
² Requires high-tier co-signer, strong financial statement, or substantial down payment to finance. Requires high-tier co-signer to lease.
³ Requires substantial down payment, Strong personal financial statement, Reason & repair, and/or High-tier co-signer. Good leases may not apply.

Enter your gross monthly income (prior to any deductions) $ ^* Enter your DTI % ^*To calculate your debt-to-income (DTI) ratio, add up all your monthly loan/lease debt and divide it by your total monthly income. Debt does not include food, insurance, gas, etcetera - just fixed items on your credit report like mortgage, leases, installment and revolving loans. That's gross monthly income prior to taxation/retirement/social security deductions. Make sure you can prove your income with verifiable 3rd party documentation. Include debt and income from your cosigner if any. Tip: Consider paying off high-rate low-balance accounts like revolving credit with cash back from this lease.

6. Trade-In information

          Way different from conventional dealerships, the US Motor Club handles select trade-ins in a separate transaction. Trades are professionally analyzed to determine their net cash value whether it is positive or negative. Whenever possible, we use powerful online selling tools to maximize the trade value by selling it for a fair retail price to our lease company. In the event the trade balance owed is more than the fair retail price, US Motor Club offers a write-down program to quickly reduce the balance owed and/or make payments during the disposal period. In most cases, we can dispose of inequitable trade-ins without a cost, a loss or any contingent liability.
          In cases where an inequitable trade vehicle is unacceptable to our lease lender, meaning we cannot remarket the vehicle for you because we cannot obtain lease-financing for the new driver, we petition the original lender (with your written consent) to reorganize the original loan or lease, allow for a lease assumption or expedite the amortization schedule under the idea of enabling you to trade for one of their new products.
          Trade equity may be used to reduce the lease balance and payments, or returned to the member in cash for a more useful purpose. It is strongly suggested members do not place down payments or capital reductions of any kind on purchases or leases of depreciating assets like automobiles.
Please or now.

I have a trade-in

7. Submit for quotation

          Our goal is to create a repeat business portfolio by promoting finance and lease programs that offer a fair amortization schedule on wholesale priced vehicles. The US Motor Club is funded by a select group who wish to enable automobile trade, so services are provided free of charge to US Motor Club members.

          Quotations are individually prepared by a Club certified research analyst, overseen by a senior analyst, and approved by the Club committee. Accurate quotations take up to 24-hours to produce after you submit the required information. Additional information is sometimes required to prepare a custom quotation for you. Please be sure to include accurate data and proper contact information for these busy people.

          I state that I am, or acting as an authorized agent for, the person (or alias) represented on this request form. I am, or the person I am acting as agent for is, of legal age to enter into contracts and agreements with US Motor Club on the automobile for which I have submitted a request for information.

          I understand that this wholesale automobile information service is free of charge to me, but is of substantial cost to US Motor Club, so I will make my requests, statements, and commitments with total honesty, in a timely manner. I understand that time is of the essence when dealing with the inventories of wholesale auto auctions. I know that I am not purchasing the vehicle directly from the wholesale auction or the vehicle consignor even though I may take delivery at the auction. I realize that the US Motor Club or its affiliate will purchase the vehicle at its expense, on my behalf, based on the statements and commitments that I have made here.

We look forward to reading your special instructions and comments or answering your questions:

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